The Mortgage Process

Getting you the mortgage you deserve

Items I will need from you when it comes to the Mortgage Process

Providing all of the required documentation upfront  ensures that I can efficiently process your mortgage application, and makes your buying experience as stress-free as possible.  Once you complete your application I will advise which of the following you will need to provide:

  • • Agreement of Purchase and Sale
    • MLS Listing
    • Contact information for your Solicitor & Realtor.
    • Photo ID for all parties involved
    • Mortgage & property tax statements for any properties currently owned
    • Recent pay stub(s)
    • Letter of employment
    • Last 2 years T1 General(s) -  if self employed
    • Proof of Down Payment: 3-month history of savings/investments
    • Recent statement for all liquid assets outside of down payment
    • Void cheque
    • Copy of home insurance policy

    An appraisal of the property may also need to be ordered. 

    What you can expect from our team

    I like to roll up my sleeves so we get to know each other better. I like to be completely clear on your needs today and your goals for the future. I will send your application to the lender (or lenders) that can best meet your needs. I deal with over 50 lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means I can put significant negotiating power to work for you. This wealth of product choice helps me find the best mortgage to fit your specific financial situation.

    After your mortgage closes, I will continue to stay in touch with ongoing communications, because life doesn’t stand still and your mortgage needs can change over time. As your needs and situation shift, I will tailor your mortgage plan so that it always fits your current goals.

I appreciate any referrals - Thanks again

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